Top 5 Best Car Insurance Companies in America

By Jeff Rose on

 1. Progressive

Progressive Car Insurance

  • Trusted by Over 18,000,000 drivers
  • Competitive rates, tons of discounts (safe driver, pay-in-full, multi-car, multi-policy, quoting online & more)
  • Name your price Tool®
  • Bundle auto & property to save 5%
  • Snapshot® is a program that personalizes your rate based on how YOU drive.
  • Loan/lease payoff coverage, roadside assistance & strong financial ratings

Progressive Insurance is a well-known company with a large base of customers and strong reviews. According to a recent study by JD Power on insurance companies and how they handle claims, they came in extremely competitive when it comes to pricing, among other things.
Did you know Progressive has more than 18,000,000 drivers insured today?
This means roughly 1 in 10 drivers in America has chosen Progressive over all the others. Stack on an exquisite lineup of discounts like the safe driver discount, pay-in-full discount, a multi-car discount, their multi-policy discount, and more, and you’ve got quite a front-runner.
Not enough?
How about bundling your home and auto to save another 5%?
How about their Snapshot® program to let all you safe drivers take advantage of even more savings?
How about the ability to literally Name Your Price®?
Other benefits Progressive offers include plenty of opportunities to save, a solid online presence (#1 rated website), and their Snapshot program®, which rewards good driving behavior.


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10 Tips to Choosing Car Insurance



Progressive Pros:
  • Plenty of available discounts and highly competitive pricing
  • Great online presence
  • Loan or Lease payoff program
  • Roadside assistance
  • Strong company financial ratings
  • Motorcycle coverage


 2. QuoteWizard

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One mistake many consumers make when they are shopping for Car Insurance is not comparing rates.
It’s often cumbersome to shop a lot of companies, which is why we suggest visiting QuoteWizard.com. QuoteWizard is the largest independent insurance lead company in the United States which offers a tool which can help you get several quotes all at once.
If you decide to use QuoteWizard, they make it extremely simple to find auto insurance plans to meet your needs. They’ll get your zip code since rates vary by location and then collect information about your car’s make and model. You’ll be able to add additional vehicles if you’d like to bundle (and save up to 20%).
Finally they’ll ask for information such as your name and email before providing you with the best providers available in your area for your vehicle(s).
QuoteWizard Pros:
  • Many people don’t take the time to properly compare rates on car insurance. Fortunately there’s a service like QuoteWizard.
  • Save time and money in a matter of minutes

3. State Farm



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Founded in 1922, State Farm Insurance has a history of financial stability and customer service satisfaction. With physical offices and agents dispersed throughout the country, State Farm is also known for offering individual service that simply cannot be matched by online-only firms.
The company’s biggest benefits include its brick-and-mortar stores and agents, the many discounts it offers, and its strong mobile app. State Farm also makes it easy and painless to get quotes online, which means you don’t have to head into a local office if you don’t want to.
State Farm Pros:
  • Local offices and agents provide in-person help
  • Great mobile app and website
  • Plenty of discounts available


Top 5 Best Car Insurance Companies in United States of America / U.S.A.




 4. Esurance

 Hasil gambar untuk Esurance

One of the main advantages of buying auto insurance through Esurance (owned by Allstate) is you have the control and flexibility to build a policy which fits your needs. Esurance was one of the first companies which start selling directly to the customer instead of going through an agent.
They have made it incredibly simple to customize your plan, get a quote, and get approved for protection. The problem with all the customization and convenience is it’s going to come at a price.
Esurance says they are the “insurance for the modern world,” and they truly are. They let anyone get a quote as long as you have an internet connection. The days of going into an insurance office are long gone. Now you can get an insurance policy without having to spend hours on the phone.
Esurance Pros:
  • Quick and easy access to auto insurance
  • Customized options

 5. Liberty Mutual Insurance
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Founded in 1912, Liberty Mutual Insurance insures more than 1.5 million vehicles and has some of the top customer service ratings.
Liberty Mutual Pros:
  • Ranked “among the best” by J.D. Power’s 2016 U.S. Insurance Shopping Study
  • 24-hour claims service
  • Great standard coverage, as well as the option to add:
    • Accident forgiveness: Your insurance rates won’t go up when you’re involved in your first accident.
    • New car replacement: If you total your car when it’s less than a year old and has fewer than 15,000 miles, they’ll reimburse you the cost of a new car, not just the depreciated value.
    • Better car replacement: You’ll be reimbursed for a car that is one model year newer and 15,000 fewer miles than your totaled car.
    • Deductible fund: Reduce your deductible by $100 when you add this feature, and then another $100 every year after that.
Liberty Mutual Cons:
  • Policies can be expensive if you are purchasing a single policy.

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